Salary Sacrifice for Employees:
A Smarter Way to Drive
No deposit. No credit check. Big savings.
Salary sacrifice gives you access to a brand-new electric car through your gross salary—offering a tax-efficient, hassle-free way to drive.
How It Works
Through a scheme set up by your employer, you agree to exchange a portion of your gross salary for a fully maintained vehicle. Payments come straight from your pre-tax income, reducing your Income Tax and National Insurance.
That money you’d normally never see? It now helps pay for your car.
You’ll only pay a small Benefit-in-Kind (BIK) tax—much lower for EVs—so your monthly costs are significantly reduced. It’s a win for your wallet and the planet.
Who’s Eligible?
To qualify, you must:
- Be a UK resident on a permanent or long-term contract
- Be at least 18 and in your current role for at least six months
- Earn enough to stay above the National Minimum Wage after deductions
- Hold a valid UK or EU driving licence with a clean record (no recent offences)
Eligibility may vary by employer—check with your HR or payroll team for full details.
Choose the Car You Want – Your Way
- Choose your perfect EV – down to the colour and trim
- Fixed monthly cost – straight from your salary
- No upfront payment or credit check
- Everything included – insurance, servicing, maintenance, breakdown cover
- Big savings – thanks to Income Tax and National Insurance efficiencies
Ready to Drive Smarter?
Salary sacrifice puts your dream car within reach—while saving money and reducing your environmental impact.
Employee Benefits
Enjoy a brand-new car with no upfront costs, lower tax and National Insurance, and one simple monthly payment — all through your salary.
Cheaper than purchasing a car outright or on finance
Saving on tax and NI on amount sacrificed
Nothing whatsoever to pay up front
No personal credit check required
Vehicle is subject to BIK tax only
Simple, hassle-free process from start to finish.
Frequently Asked Questions
We have compiled a list of frequently asked questions to help you find instant answers to your queries
What do I need to do to get a Salary Sacrifice car?
The salary sacrifice scheme is set-up through your employer. All you need to do is refer your employer to us and we will get-in-touch to get this scheme set up.
Does my employer need to approve a salary sacrifice scheme?
Yes, they will need to set-up the salary sacrifice scheme with ourselves. Our service is cost-neutral to them, so there are benefits for both the employer and employee. There is very little admin work and it is a great staff benefit to offer.
How many cars can I get on a Salary Sacrifice Scheme?
You can normally get a maximum of two salary-sacrifice vehicles. This depends on your salary, hours and your company policy.
What happens if I leave the company?
If you resign or leave the company, you may be liable for any early termination charges if this is not covered by the risk protection. It is important to check to see if you have completed your minimum contract.
If you are looking at taking a Salary Sacrifice scheme but also looking for alternative employment, it might not be beneficial to take a contract out or alternatively, look at our flexible subscription salary sacrifice.
What happens at the end of the term?
We generally contact the employer in the last 3 months of the term to discuss options You can decide to return the car or we can discuss ordered a new car.
Can I extend my contract?
This depends on the contract type you have taken, if you take one of the flexible salary sacrifice schemes then this is extendible up to the point where the vehicle reaches 3 years old.
Am I liable for any damage or charges?
Salary Sacrifice vehicles are subject to the traditional fair, wear and tear guidelines as set out by the BVRLA. Any damage that is found outside of these guidelines will be chargeable to the end user.
As the driver, you are also responsible for fines (including parking charges, bus lane charges, speeding tickets and other enforcements) as well as any administration charges that are applied, as per the contract.
Can I use the vehicle for personal use?
Of course, once your employee takes possession of the car, they can use it in the same way they would a lease or subscription vehicle, although Benefit-in-Kind will apply, which is why it makes sense to look at Electric Vehicles.
Get in touch for a free, no-obligation consultation. We’ll help you assess whether a salary sacrifice car scheme aligns with your goals—and guide you through the setup from start to finish.
📞 Call us: 01908 262 662
📧 Email us: sales@webcars.co.uk